What Everyone Needs To Know About Equal Opportunity Housing

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We at Peak Home Loans promise to offer EOH (Equal Opportunity Housing) for everyone. This is because of the Fair Housing Program, developed through the National Association of Realtors. This program gives guidance and help to realtors to make sure every customer receives the same level of care and attention throughout the real estate process. We promise our employees will follow the proper code of ethics held by realtors to ensure that you as a customer are satisfied with each and everything we assist you with.

As a company, we agree to adhere to this standard and make sure every customer we have is not discriminated against by race, vocation, sex, status, orientation, religion, handicap, or national origin. That is the oath we take as realtors, and we promise to you, as a company, to uphold this oath and provide everyone with equal care, regardless of any discriminating factors.

What Everyone Needs To Know About Equal Opportunity Housing

What Is A Realtor?

A realtor is someone who takes an oath and is licensed to sell real estate and properties through the NAR (National Association of Realtors). If someone has not taken the oath through NAR, they cannot call themselves an official realtor and are simply a salesperson or a real estate broker.

As realtors, we have taken a strict oath to not discriminate against anyone based on “reasons of race, color, religion, sex, handicap, familial status, or national origin”. When you work with a Realtor, you can be assured they will not judge you on that, and if they have, you can report it and get justice.

We at Peak Home Loans only employ the best and most experienced realtors to help you with the service and care you need in order to take the first step on a wonderful journey to homeownership. No matter if this is your first house or your fifth, we will guide you along the way and answer any and all questions you may have to ensure you are getting the very best deal and care when selecting and applying for a loan in order to pay for your dream home.

How does it affect me if I’m selling a house?

If you are selling a house, you have to follow the law and not discriminate against anyone of the protected classes who are trying to purchase your home. Even if you want to, the law states that you cannot. Anyone who has the money and has made a reasonable offer should have an equal chance at getting your home.

You also cannot tell your realtor, salesman, or broker to discriminate against anyone when helping you sell the home, for that is against the law as well. As stated before, anyone with the money to purchase your home has the same right as anyone else to your home, unless there is another part of the offer you do not agree with. No matter how much you may dislike the person, if the money and deal is good, it is not right to deny their offer.

How does this affect me if I’m buying a house?

If you are buying a house, you have the same right to purchase the home as anyone else who makes a reasonable offer. No one is allowed to discriminate against you for any reason when you are looking at buying a home. These equal housing rights apply to both people seeking to purchase a home and people looking to rent, neither party involved should be discriminated against in the case of purchasing or selling a home, for this is against the law.

We know that buying a house and dealing with homeowners and realtors can be a scary thing, which is why we vow to be by your side each and every step of the way. No matter if this is your first home buying experience or not, we will guide you through the steps necessary in finding your perfect home, negotiating the price, and picking out and applying for the perfect loan to help you afford your dream home. We are a group of trained professionals who promise to help you achieve your goals in finding a house, and will not rest until you are 100% satisfied with the service we have assisted you with.

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What should I do if my rights are being infringed against?

If for some reason you are a target of discrimination by a Realtor or a homeowner, there are steps you can do to get justice. No one deserves to be treated unfairly, and we are here to help educate you on the means you can use to get justice on those who have wronged you.

What you can do if you feel you’ve been wronged by a realtor or homeowner is take it to your local board of realtors, who uphold an oath to check into the situation and make sure it is properly remedied. You are not alone in this fight, and you have a right to get justice if something unfortunate were to happen in this situation, like being discriminated against.

Another path you can take to get justice is to call the U.S. Department of Housing and Urban Development or HUD.  You can file any complaint you may have online at www.HUD.gov or you could call them at 1-800-669-9777. They are trained professionals who are there to help you make sure you get reimbursement for being discriminated against by any realtor or homeowner who may be discriminating against you when you are trying to purchase or sell your home.

We at Peak Home Loans pride ourselves on exemplary customer service, and are staffed with board certified real estate professionals who want to make your home buying process easy and stress-free. Of course, if someone is discriminating against you, that is something that would make your home buying process stressful. So we hope we have informed you on the oaths realtors take and how you can get justice if you feel you are being discriminated against.